Fintech Innovation of the Year

The transformation of Public Services, charities and SMEs has been transformed by the creation of new financial products by the growing Fintech Sector. This award is for a product or service that in the last year that has been used to innovate or transform a public, private or non-profit service.

Sponsored by

Tide

A new UK business account app designed to radically change how small businesses manage their finances.
Read More
Tide

Tide is an innovative new UK business account app designed to radically change how small businesses and sole traders manage their finances, saving them time and money to help them thrive. Tide takes 5 minutes to set up on your mobile and is free.

Links to more information:

SenseID by Zighra

Uses AI and sensor analytics to detect account takeover fraud and automated attacks in mobile transactions.
Read More
SenseID by Zighra

Zighra's patented technology KineticID combines the power of artificial intelligence and sensor analytics to detect account takeover fraud and automated attacks in mobile transactions. KineticID simply plugs into mobile applications and implicitly recognises the device based on its unique sensorial fingerprints, the user based on their habits and interaction patterns, and ties it to the user action such as bill payments and funds transfers.

Links to more information:

AlgoDynamix Ltd

AlgoDynamix risk analytics tools provide hours or days advance warning of major directional market movements.
Read More
AlgoDynamix Ltd

AlgoDynamix risk analytics tools provide hours or days advance warning of major directional market movements. Our products are used by investment banks and asset managers including CTAs, hedge funds, family offices and other managed funds.

Find out more here, here, here and here

Enforcd

Enforcd is an innovative regulatory intelligence service for financial services firms in the UK and beyond
Read More
Enforcd

Enforcd is an innovative regulatory intelligence service for financial services firms in the UK and beyond. It will help firms to identify, manage and mitigate the conduct risks they face on a daily basis. It will save significant staff time and associated costs and reduce operational risk which could ultimately lead to firms having a lighter regulatory capital requirement. It will help firms both to improve customer outcomes and their internal culture.

Links to more information:

Huddlestock

Huddlestock opens the hedgefund world for everyone. Swipe and invest, easy and transparent, with low fees.
Read More
Huddlestock

Huddlestock opens the hedgefund world for everyone. Swipe and invest, easy and transparent, with low fees and great investment ideas, just like that the hedge funds have done for decades. By building a highly intuitive front-end, combined with a unique crowd-trading capability in real time, Huddlestock now makes anyone able to tap into alpha capture.

Links to more information:

Monzo

Smartphone banking that updates your balance instantly, gives intelligent notifications and is easy to use.
Read More
Monzo
Monzo is transforming personal banking. Built for your smartphone, with our own software and banking licence, we have developed a bank for people who live online and use their smartphones for everything. This is banking that updates your balance instantly, gives intelligent notifications and is easy to use. Find out more.  

DataSine

Helps banks build relationships with their customers by making rich personality profiles on each of them.
Read More
DataSine

DataSine brings together expertise in finance, psychology, and machine learning to help financial institutions better understand their customers. Our systems build a rich personality profile for each customer, determining their personality, needs, values and circumstances. Their profiles are then used to tailor marketing strategies, build individualised investment portfolios and package personalised financial products to better reflect individual personalities, needs and circumstances. Our mission is to help banks build meaningful relationships with their customers. We believe that with better understanding of customer needs, we can create a personal experience of banking that fits with the twenty-first century.

Links to more information:

Smart Pension

An auto enrolment provider built to help businesses sign employees up to a workplace pension scheme.
Read More
Smart Pension

Smart Pension is a MAF-accredited auto enrolment provider. Its platform was built specifically to help thousands of businesses sign up their employees to a workplace pension scheme. It was co-founded by Andrew Evans and Will Wynne and launched in May 2015. It enrolls a business into its scheme every seven minutes.

Links to more information:

Onedox

Onedox is the new, smarter way to take control of household admin, saving time and money, automatically.
Read More
Onedox

Revolutionise household admin with Onedox. Household admin is a pain. As most of us aren't on top of it we pay way more than needed. Onedox is the new, smarter way to take control, saving time and money, automatically. Our vision is to save UK consumers in excess of £1k per year through smarter management of their domestic suppliers. 

Links to more information:

Risk Solved

Helps reduce the frequency and quantum of insurance claims at a lower cost than physical surveying.
Read More
Risk Solved

Risk Solved can save the UK general insurance industry £3.2bn because we are delivering an average 10% improvement in loss ratio for our clients.  We help reduce the frequency and quantum of claims at a fraction of the cost of traditional physical surveying.

Links to more information: